Business phone guide
Call Answering Service: What It Is and How to Choose One
A call answering service answers your business phone when you can't pick up. Instead of a caller hearing voicemail, a service takes the call, collects the caller's name, number and reason for calling, and passes that information to you. Some services use trained people to answer; others use automated voice software. Most work by forwarding your existing business number to the service, so you keep the same number your customers already know.
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What a Call Answering Service Does
When you sign up, the service gives you instructions for forwarding calls from your existing phone line to their system. You keep your public business number. When a call comes in and forwarding is active, the service answers instead of your phone ringing or going to voicemail.
What happens next depends on the service. A human answering service has staff who greet the caller, ask questions from a script you approve, and take messages. An automated service uses recorded or synthesized voice to do the same job. In both cases, you should be able to see messages, call summaries, and any appointment requests afterward, usually in a dashboard.
- You keep your existing business number; forwarding sends calls to the service.
- The service answers, gathers caller details, and takes a message when needed.
- You review calls, transcripts, and messages through a dashboard.
- Some services can book appointments; changes to existing appointments are passed to you as requests, not confirmed changes.
- For a broader look at the category, read our guide to answering services. answering service basics
Types of Call Answering Services
There are three broad models, and they differ in who or what does the answering and how you pay.
- Human answering service: trained staff answer in your business name, follow your script, and take messages. Providers such as AnswerConnect advertise 24/7 live answering by people, and Ruby offers human virtual receptionist plans. Starting prices are not full costs; you still need to check included minutes or calls, overage rates, hours, and contract terms.
- AI or automated answering service: software answers with a synthesized voice, uses your saved business details to respond, and can take messages or book appointments. Smith.ai, for example, sells an AI receptionist product that is separate from its human receptionist plans.
- In-house receptionist: an employee at your front desk. The Bureau of Labor Statistics notes that receptionist jobs include greeting visitors and office tasks beyond phone answering, so a phone service replaces part of that role, not all of it.
Sources: AnswerConnect business answering service · Ruby live virtual receptionists · Smith.ai AI receptionist pricing · BLS receptionist occupation guide
- If you are weighing software against people, our comparison covers the tradeoffs in detail. AI receptionist vs human receptionist
How Call Forwarding Connects Your Number
Nearly every answering service relies on your phone carrier's call forwarding. The exact steps depend on your carrier and product, so identify your exact service before following any instructions. A few verified examples show how much the steps vary.
- Verizon mobile: dial *72 plus the 10-digit destination to forward all calls, *71 plus the destination for unanswered calls, and *73 to turn forwarding off. Set this up from the phone while in Verizon coverage.
- T-Mobile: dial **21*1 followed by the destination and # for all calls, **61*1 plus destination # for no-reply, and ##004# to reset forwarding to defaults.
- AT&T Phone for Business: dial *72, the destination, then # for all calls; *92 for no-answer and *90 for busy, with *73#, *93#, and *91# to turn each off.
- Spectrum Business Voice: sign in to SpectrumBusiness.net, open Voice, choose your number, and use Voice Settings or Forwarding Manager to set unconditional or busy/no-answer forwarding.
- Optimum Business Phone: dial *72, wait for dial tone, then dial the destination; *73 turns it off.
- Google Voice is a special case: Google states that forwarding calls from a Google Voice number to an automated system is unsupported, so a Voice number is not a reliable way to connect this kind of service.
Sources: Verizon mobile call forwarding · T-Mobile short codes · AT&T Phone for Business call forwarding · Spectrum Business Voice user guide · Optimum Business Phone user guide · Google Voice linked phone setup
- Our business phone forwarding guide walks through carrier-by-carrier setup in more depth. business phone forwarding guide
- If you only want missed calls forwarded, see the Verizon conditional forwarding instructions. Verizon conditional call forwarding
What a Call Answering Service Costs
Pricing usually follows one of two shapes. Human services often charge by the minute or by the call, with a monthly plan that includes an allowance. Automated services often charge a flat monthly rate with included minutes and a per-minute overage. Coverage, hours, and fees vary by provider and plan, so compare current quotes rather than assuming one model always costs more.
- Ask what the included allowance covers: minutes, calls, or both.
- Ask the overage rate and what counts as a billable minute.
- Ask about setup fees, contract length, and whether you can change plans.
- For human services, ask which hours are covered and whether after-hours coverage costs extra.
Sources: Ruby live virtual receptionists · Smith.ai virtual receptionist pricing
- Our answering service cost guide breaks down pricing models and what to ask before you buy. answering service cost guide
How to Choose the Right Option
The right choice depends on what your callers need and how you want to handle the results. Use these questions to narrow it down.
- Do callers need judgment calls? If callers ask complex questions, a human service or a well-configured automated service with clear limits works better than a bare script. A good rule for any service: when an answer, price, or appointment time is unknown, it should take a message instead of guessing.
- Do you want appointments booked? Check whether the service can schedule using your services and availability, and where bookings land. AllDayDesk, for example, books into its built-in dashboard calendar by default, with an optional Google Calendar connection you authorize in Settings after connecting your account.
- Can the service transfer urgent calls to you? Transfers require you to configure a destination and rules, and no service can guarantee a pickup or instant response, so ask how transfers are set up.
- What visibility do you get? You should be able to see calls, transcripts, summaries, and bookings afterward, not just hear about them secondhand.
- How hard is setup? Look for a process where you provide your business details, review them, hear a sample of how your calls will be answered, and then connect your phone. A sample call is a preview, not a real booking.
- For step-by-step setup instructions, read our setup guide. how to set up a call answering service
- Our small business guide compares options by business size and call volume. best answering service for small business
What a Call Answering Service Cannot Do
Knowing the limits helps you set honest expectations with callers and avoid surprises.
- Around-the-clock availability describes when the service can take calls; it does not guarantee every call connects, and transfers depend on your configured destination and rules.
- Changes to existing appointments are requests for you to approve, not confirmed changes.
- A service is not a connection to your dispatch software, CRM, health records, or industry scheduling tools; the only external calendar connection AllDayDesk supports is the optional Google Calendar link.
- A phone service does not replace a full receptionist role, which includes in-person tasks like greeting visitors.
- Services should not collect sensitive medical, legal, financial, or payment details from callers; those belong in proper channels with you.
Sources: BLS receptionist occupation guide
- To see how virtual reception fits into the bigger picture, read our virtual receptionist explainer. what is a virtual receptionist
Pricing
Choose a plan that fits your calls.
Solo $99/moBusiness $199/moGrowth $349/mo
Each plan includes call minutes. Extra minutes cost more. See your estimate before you start. Your first 30 calls are free, with no credit card. Paid plans are monthly; cancel anytime.
More questions, answered
Do I have to change my business phone number?
No. Call answering services work by forwarding your existing number, so callers dial the same number they always have. The forwarding steps depend on your carrier and exact phone product.
Can I forward only the calls I miss?
Often yes, using conditional forwarding, which sends calls only when you don't answer, are busy, or are unreachable. Support and activation steps vary by carrier and device, so confirm with your carrier for your exact line before relying on it.
Will callers know they reached a service?
The service answers in your business name using details you provide. AllDayDesk lets you hear a personalized sample of how your calls would be answered before you go live, so you know what callers will hear.
Can the service book appointments on my calendar?
Some can. AllDayDesk books into its built-in dashboard calendar once you have configured your services and availability, and it supports an optional Google Calendar connection that you set up and authorize in Settings. Changes to existing appointments come to you as requests to approve.
Is a human service always better than an automated one?
Not necessarily. Human services handle nuanced conversations well. Automated services are available around the clock but work best when your callers' needs are predictable. Match the choice to what your callers actually ask for, and compare current quotes for the plans you're considering.
What happens if a caller has a question the service can't answer?
A well-configured service takes a message with the caller's name, number, and reason for calling, so you can follow up yourself. It should not guess at prices, availability, or answers it does not have.
Hear How Your Calls Could Sound
AllDayDesk answers business calls around the clock using your saved business details. Enter your business or website, check the details, and hear a personalized sample of how your calls would be answered — no real booking, just a preview.
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